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Writer's pictureCoach Sim

The 4M Formula: Your Cheat Code to the Life You Want

How did we get to September so fast?! My goodness!


But since we are here, let us get down to business!


Now is the perfect time to reflect on where we are and where we want to be. These final months offer a unique opportunity to focus on what truly matters and to set ourselves up for success for the rest of the year & 2025.


I call it the "4 M's" approach: Mind, Mouth, Mood, and Money.


Each of these plays a critical role in determining success, and when aligned, they act as a compass guiding us toward our goals.


Mind: The True North of Success

Your mindset is the foundation upon which everything else is built. It’s the internal compass that dictates how you perceive challenges, opportunities, and your own potential.


A growth mindset, one that believes in the ability to develop and improve, is essential for success. This mindset allows you to view setbacks as stepping stones rather than roadblocks.

The opposi te of this is a fixed mindset, and is genrally marked by self-doubt and limiting beliefs— things that keeps you stuck and unsure of your direction.


To start recalibrating your mindset, ask yourself: What do I believe about my abilities? How do I react when faced with challenges?


Your answers will reveal whether your mindset is pointing you toward success or away from it. The good news is that you have the power to shift your mindset, just like you would adjust the direction of a compass.


Embrace a mindset that seeks growth, learning, and resilience, and watch as new paths open up before you.


Mouth: The Power of Words

The words you speak, both to yourself and to others, have a profound impact on your journey. Language is more than just a means of communication; it shapes your reality.


If your inner dialogue is filled with phrases like "I can't," " My brain cannot process this," or "This is too hard," you are essentially programming your mind to expect failure.


Conversely, speaking words of truth (cue scriptures), affirmation, encouragement, and possibility can transform your mindset and, by extension, your life.


Try starting your day with powerful scriptures and affirmations like " God is within me, I will not fail (Psalm 46: 5), I am capable of achieving whatever I desire," or "Every challenge is an opportunity for growth."


By consciously choosing your words, you steer your mindset compass toward a destination of success.


Mood: The Emotional Underpinning of Success

Your mood is the emotional climate that influences how you live your daily life. A positive, balanced mood is like a clear sky, allowing you to see the path ahead without obstruction. On the other hand, a negative or unbalanced mood can cloud your vision, making even the simplest tasks seem insurmountable.


To maintain a mood that supports your success, it's essential to practice emotional awareness and self-care.


Identify what lifts your spirits and what drains them. Is it time spent with loved ones, engaging in a favorite hobby, or simply taking a moment to breathe? Make those mood-boosting activities a regular part of your routine. By nurturing a positive mood, you create an environment where your mindset can thrive.


Money: The Tangible Measure of Success



Money, is often seen as a physical resource, but it is much more than that. It is deeply connected to your mindset and emotional state. Your beliefs about money—whether you see it as scarce or abundant, a source of stress or a tool for freedom—directly influence how you manage it.


A scarcity mindset, for example, leads to hoarding, fear, and missed opportunities, while an abundance mindset encourages wise investment, generosity, and financial growth.


To align your money compass with success, start by assessing your financial beliefs. Are they holding you back or propelling you forward? Develop habits that reflect an abundance mindset, such as budgeting with intention, investing in yourself, and seeking opportunities for financial growth. When your mindset and money align, they work together to move you closer to your goals.


Bringing It All Together


As we close out the year, there's no better time to align your 4 M's—Mind, Mouth, Mood, and Money—into a cohesive strategy for success.


Your mindset is the compass that will guide you through the challenges and opportunities ahead. Cultivate a growth mindset, speaking words of power, maintain a positive mood, and manage your money with intention,


Without a doubt, this will you set you on a clear path toward the life you desire.


Use these last few months wisely, and let your mindset compass guide you to a successful, fulfilling future.



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